Mobile home insurance

Download the mobile home insurance subscription request

YOUR ADVANTAGES

	"Full home insurance". Garden sheds, sundecks, pergolas and content are covered...
	Mobile home insurance at purchase value ! See an example of the contract. Financial security for the client, it guarantees his investment over five years without depreciation ! The guarantee that the client keeps the financial potential to replace his mobile home if he has to make a claim. Wiring, chocking and transport costs included !
	A contract with no excess !
	Fast claim management. Our agency manages claims in the agency without a call centre ! (no 0800 tel. nos…)
	An international agency. Service available in English, Spanish and French.
	The best value for money.
	A specialised insurer. Over 1000 mobile homes insured per year.

EXAMPLE OF CONTRACT

Please find hereafter, a claim example to illustrate the advantages of our mobile home insurance contract at purchase value for 5 years, both for your business and your clients.

Mrs Anne Dupuis bought a 45 000€ mobile home in 2002. On 3 August 2006, a fire destroyed her mobile home.

1/ Having taken out conventional insurance for 100€/year, Anne shall be reimbursed by :

20 700€ :

45 000€ minus the depreciation of the four year old mobile home (-50%) = 22 500€.
22 500€ from which it will be necessary to deduct the general excess for property damage of 300€.
22 200€ from which it will be necessary to deduct costs relating to transport, chocking and wiring of 1500€
Therefore a final indemnity amount of : 20 700€

Anne wants to buy a new mobile home, but she only has 20 700€ from her indemnity. She must therefore add 24 300€ in order to find a secondary residence.

Unfortunately, she cannot afford a new mobile home and Anne swears that she will never again invest in a mobile home, having lost 50% of her investment in 4 years.

Assessment :

Cost of the insurance : 4 x 100€/year = 400€
Depreciation of the mobile home : 22 500€
Excess that Anne must pay : 300€
Wiring, chocking and transport costs = 1500€
Total cost : 400 + 22 500 + 300 + 1500 = 24 700€

2/ With the BLULIDAYS insurance partner with purchase value for 5 years at 190€ /year :

She would have been reimbursed at purchase price for her mobile home = 45 000€.
Without general excess .
She can therefore buy a new mobile home as Camping X reimburses her the purchase price of the destroyed mobile home. And, logically, she will buy a new mobile home from VILLAGE-CENTER as they supplied her with this insurance at the same value as a new mobile home.
She will buy the same mobile home with the same insurance.

Assessment :

Cost of the insurance : 4 x 190€/year = 760€
Devaluation of the mobile home : 0€
Excess that Anne must pay : 0€
Wiring, chocking and transport costs = 0€
Total cost : 760 + 0 + 0 + 0 = 760€

Download the mobile home insurance subscription request